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To search now Bad Credits Bad Credit . Buy to let mortgages Buy to let mortgages have seen a surge of activity as the lettings market has grown. Buy to let mortgages are special loans intended for people buying another property with the intention of letting it out. The mortgage usually has a higher interest rate and the deposit is a minimum of 20% 25% of the property s current market value. To search now Bad Credits Bad Credit . Compare Mortgages We compare the market for the most competitive mortgages available. Compare Now Mortgages Money Saving Tips Our tips can help you save when looking for a Mortgage. Information Related News 11/02/2008 - Borrowers 'prefer fixed rates over trackers' . Last week's interest rate cut from the Bank of England - the second in three... 28/03/2008 - Quarter of pensioners may remain in work . . Up to 25 per cent of people due to retire face debt and may... 27/03/2008 - The Credit Crunch strikes mortgages as 2, 000 are dropped . . It was discovered today that over 2, 000 mortgage products had been dropped by lenders... Related Guides Re-mortgaging . What is re-mortgaging Why would I want to re-mortgage What are the costs... Mortgage Quick Guide . What is a mortgage Why would I need a mortgage What is an interest rate ... Higher Lending Charge (HLC) . What is a higher lending charge How much will the higher lending charge cost me ... Related Articles 27/02/2008 - Buy-to-let market thriving . . According to the Council of Mortgage Lenders (CML) the buy-to-let market in the UK... Self Cert Mortgages, Self Build Mortgage, Self Certified Mortgages - Only Finance Self employed Compare self cert mortgages from 100's of UK mortgages through our mortgage advisors. More Information Recommended Self-certification Mortgages Lender APR Monthly Payment* West Bromwich Building Society 6.2% 984.87 Britannia Building Society 6.5% 1, 012.81 Standard Life Bank 6.6% 1, 022.20 Bank of Scotland Mortgages 6.8% 1, 041.11 Cheshire Building Society 7.1% 1, 069.76 Derbyshire 7.4% 1, 098.75 * The above monthly payment is an illustration for a mortgage of 150, 000 over 25 years Variable Mortgage Rates, Compare Variable Rate Mortgages - Only Finance Find deals on Variable mortgages through IFA mortgage brokers, Compare over 100's using our variable mortgage finder tool Variable Mortgage Rates Advice, Variable Mortgage Brokers Advisor Only Finance.com - Remortgagers should think before they switch Mortgages News - Remortgagers should think before they switch, Remortgaging has become so popular of late that the average life of a mortgage is now only three and a half years, reported a spokesman for mortgage adviser Charcol Remortgagers should think before they switch, remortgages switch mortgages, charcol mortgage advisor Home Loans Mortgages Credit Cards Insurance Debt Compare Mortgages | Mortgage Advice | Best Buys | Mortgage Providers | Mortgage Calculator | Call Me Back Mortgages - Remortgagers should think before they switch - 06/12/2007 Remortgaging has become so popular of late that the average life of a mortgage is now only three and a half years, reported a spokesman for mortgage adviser Charcol. The Council of Mortgage Lenders reported that for November, remortgaging deals totalled 11.1 billion, higher than August and September of last year. Before a homeowner decides to make the switch however, he or she should always consider whether transferring with the existing lender may be more profitable. "The most important thing is to make sure the new mortgage you take out is affordable, " said Ray Boulger, senior technical manager for John Charcol. "Some lenders, for example, offer the same product to their existing customers as they would to their new customers whereas others offer retention products, which essentially is a euphemism for less good products, " he said. We compare the market for the most competitive mortgages available. Compare Now Mortgages Money Saving Tips Our tips can help you save when looking for a Mortgage. Information Related News 26/03/2008 - Bear Stearns in talks with JPM . . The struggling U.S. investors bank Bear Stearns has been made an offer by JP... 21/03/2008 - House prices to fall 20 per cent . . Experts are warning of the worsening housing market saying that bust is not far... 21/03/2008 - Interest only mortgage holders warned of coming disaster . . A report issued yesterday warned consumers that interest only mortgages were storing up problems... Related Guides Higher Lending Charge (HLC) . What is a higher lending charge How much will the higher lending charge cost me ... Fixed Rate Mortgages . For most of us, deciding to take on a mortgage is a huge long term... Stamp Duty . What is stamp duty How do I pay it Is there no way... Related Articles 26/03/2008 - Assessing the Long Term Mortgage Gamble . . In the current climate of financial uncertainty more and more fixed rate mortgage deals... 24/03/2008 - buy-to-let landlords cash in on mortgage shortfall . . It is a great time to be a player in the buy-to-let market, what... 20/03/2008 - First time buyers - to buy or not to buy . . For first time buyers hoping to step on to the property ladder the current... Mortgage Advice Mortgage Advice Call our mortgage advisers 0800 180 4638 Mortgage Guides Quick Guides Stamp Duty Re-mortgaging Mortgage Quick Guide Mortgage Types Variable Mortgages Bad Credits Bad Credit Capped Mortgages Bad Credits Bad Credit Mortgage News Latest News 30/03/2008 - BofA to pay millions for mortgage exec . . Bank of America Corp has announced it will pay... Read More 30/03/2008 - House prices fall for fifth month . . The annual rate of interest has dropped to its... 29/03/2008 - Mortgage approvals still low . . Banks offering secured loans or mortgages to people moving... Only Finance.com - Firstrung Build more key worker homes Mortgages News - Firstrung: Build more key worker homes. House prices - and, consequently, mortgages - will remain extremely expensive if a huge government home-building programme is not embarked 100% self build mortgages, build buy let mortgage self, build cert mortgage self self, first time buyer homes, Home Loans Mortgages Credit Cards Insurance Debt Compare Mortgages | Mortgage Advice | Best Buys | Mortgage Providers | Mortgage Calculator | Call Me Back Mortgages - Firstrung: Build more key worker homes - 17/12/2007 House prices - and, consequently, mortgages - will remain extremely expensive if a huge government home-building programme is not embarked upon soon, first time buyer firm Firstrung said today. The government has already set home-building, particularly in the heavily-populated south east of England, as one of its priorities. Thames Gateway, a home building schemes around the Thames estuary, would see 160, 000 new homes built by 2016, if current plans are implemented. In a further bid to alleviate the problem of low-paid public sector workers being unable to get on to the property ladder, the government has also set up the Key Worker Living scheme. This has seen 7, 400 cheaper homes being made available over the latest year for 2005/06, the latest period for which figures are available. However, according to Firstrung, this is not enough. Chief executive Paul Holmes commented: "Without mass building of starter homes circa, with the repatriation needed after World War Two, it's impossible to build ourselves out of the problem we have to create affordable housing. "We've reached the zone of the end game where there are no more political budges and soundbites ready to be delivered and only solutions can be delivered and I don't think the political will is genuinely there for the key worker home." We compare the market for the most competitive mortgages available. Compare Now Mortgages Money Saving Tips Our tips can help you save when looking for a Mortgage. Information Related News 28/03/2008 - Nationwide Announcement Increases Homeowner Panic . . One of the UKs largest lenders, Nationwide has become the latest company to announce... 28/03/2008 - Twenty-Somethings Optimistic About Home Ownership . . Deposit the current financial climate over half of the UKs twenty-somethings remain optimistic and... 27/03/2008 - Mortgage hunters told there is hope yet . . Borrowers and would be homeowners have been told that all is not bad and... Related Guides Re-mortgaging . What is re-mortgaging Why would I want to re-mortgage What are the costs... 24/03/2008 - Budget 2008: Was Chancellor Darling Begging The Housing Question . . Budget 2008: Was Chancellor Darling Begging The Housing Question That Chancellor of the Exchequer... 24/03/2008 - buy-to-let landlords cash in on mortgage shortfall . . It is a great time to be a player in the buy-to-let market, what... Mortgage Advice Mortgage Advice Call our mortgage advisers 0800 180 4638 Mortgage Guides Quick Guides Stamp Duty Re-mortgaging Mortgage Quick Guide Mortgage Types Only Finance.com - Northern Rock has loan extended by government Mortgages News - Northern Rock has loan extended by government. The Treasury has announced an update on the financial aid it is giving Northern Rock, which sees extra funds being buy let mortgage northern rock, buy to let mortgage northern rock, cert mortgage northern rock self, northern remortgage rock, Home Loans Mortgages Credit Cards Insurance Debt Compare Mortgages | Mortgage Advice | Best Buys | Mortgage Providers | Mortgage Calculator | Call Me Back Mortgages - Northern Rock has loan extended by government - 19/12/2007 The Treasury has announced an update on the financial aid it is giving Northern Rock, which sees extra funds being allocated at the firm's request. In effect, this extends the government's loan to the troubled mortgage lender to around 60 billion - equivalent to a 2, 000 exposure for every taxpayer in the country. Northern Rock suffered a collapse earlier this year due to its market exposure to the meltdown of the US sub-prime mortgage industry. This in turn triggered a bank run, which saw customers queuing outside branches of Northern Rock unsure that their deposits would be covered by the firm - causing the government to intervene. Since September, it has been providing financial assistance to the firm to enable it to keep trading. In a statement, the Treasury said that, in addition to deposits and borrowings in and from Northern Rock - in other words, bank accounts and mortgages - the government s guarantee will now xtend to "a wider range of wholesale products ". It added: "No change is being made to the guarantee arrangements in respect of retail deposits which remain fully protected." The Treasury also said that the guarantee would remain in place until the end of what it termed the "current instability " of global financial markets. Compare Mortgages We compare the market for the most competitive mortgages available. Compare Now Mortgages Money Saving Tips Read More 17/04/2008 - Credit cards used for longer term borrowing . . People are changing the way they use their credit... 16/04/2008 - Cost of Credit Card Borrowing Rises . . Credit card charges have risen over the last two... More News RSS Feed OnlyFinance Ltd is authorised and regulated by the Financial Services Authority, FSA registration number: 466941. Our registered offices are 1 Kings Avenue, Winchmore Hill, London N21 3NA, company number: 05640662. Telephone 0207 377 1805. Low Value Fund Bad Credits Bad Credit Loans News Latest News 18/04/2008 - Banks To Investigate Before Lending Money . . As secured loans grew by 7.4 billion and consumer... Read More 17/04/2008 - Brown Urges Banks To Disclose Bad Debts . . The size of debts from poor quality home loans... 16/04/2008 - Financial experts Advise: steer clear of long term car loans . . Car credit companies have recently introduced longer term loans... Self-certification Bad Credits Bad Credit Buy to Let Mortgages Bad Credits Bad Credit 100% Mortgages Click Here Variable Mortgages Bad Credits Bad Credit Capped Mortgages Bad Credits Bad Credit Mortgage News Latest News 17/04/2008 - First Time Buyers Forced Out Of Housing Market . . Despite the ongoing credit crunch house prices are still... Read More 16/04/2008 - Bank Of Mum And Dad Helps Kids Get Mortgage . . UK parents are collectively preparing to donate 223 billion... 15/04/2008 - Halifax Increases Mortgage Rate . . Britain mortgage climate is set to get tenser as... More News RSS Feed THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT. Only Finance.com - Banks To Investigate Before Lending Money disaster personal property loans, personal loan lender, personal loans cheapest rates, secured loans on shared ownership Home Loans Mortgages Credit Cards Insurance Debt Compare Loans | Secured Loans | Loans Advice | Best Buys | Loan Providers | Call Me Back Loans - Banks To Investigate Before Lending Money - 18/04/2008 As secured loans grew by 7.4 billion and consumer credit lending also rose by 2.4 billion, according to figures released by Action Credit in February, Banks will now apply toughermeans to tighten lending. A report by Equifax said banks can not stop lending because they depend on it for profit and survival. But they will be more cautious of those they lend to. Equifax external affairs director, Neil Munroe argued they are unlikely to stop lending. They will, however, tighten the criteria for giving loans to people. hey will continue to lend money, but will just be a little more investigative when an application is being made, he explained, adding that this is to make sure that it is the right person who is going to repay them. This move could lead to a lower level of borrowing, as prospective borrowers could be forced to take on the responsibility themselves, warned Mr Munroe. He said that it all depended on the individual and the circumstances, as some may be compelled to accept more expensive loans in the absence of an alternative. He further warned that people rejected by main banks would resort to taking out loans from the next tier of lenders. Meanwhile, the Bank of England is considering a plan to ease the credit crisis by allowing banks to swap their mortgage based assets for government bonds. This will allow the banks to offer new mortgage loans to borrowers. Although the central bank would not comment on this issue, it has been widely reported in the media that government sources said a deal to help liquidity is nearly sealed. Compare Loans Search over 500 loans to find you the best loan available in the market. Compare Now Loans Money Saving Tips Our tips can help you save when looking for a loan. Information Related News 17/04/2008 - Brown Urges Banks To Disclose Bad Debts . . The size of debts from poor quality home loans must be made clear by... 16/04/2008 - Financial experts Advise: steer clear of long term car loans . . Car credit companies have recently introduced longer term loans for car finance. They are... 15/04/2008 - Huge rise in homeowners opting for secured loans . . Lenders have seen a massive rise in the amount of people taking out secured... Related Guides Secured Loans . What is a secured loan How much can I borrow on a secured loan How... Bad Credit Loans . What is a bad credit loan What types of bad credit loans are there ... Personal Loans . Personal loans are the most common types of loans taken out in the UK. Common... Related Articles 16/04/2008 - Large loans available to homeowners . . There are many advantages to owning your own home, which is why so many... 16/04/2008 - Personal loans . . With all the talk of loans rate going up since January there are still... 10/04/2008 - Sub prime loans in the UK . . Sub prime lending has mainly been attributed as an American phenomenon but the UK... Loans Advice Loans Advice Call our loan advisers 0800 1777 197 Loans Guides Quick Guides Secured Loans Only Finance.com - EU Parliament promote competiton Latest loans news - The European Parliament is planning new rules to promote lending competition. EU Parliament promote competiton, personal loans, European Parliament, Home Loans Mortgages Credit Cards Insurance Debt Compare Loans | Secured Loans | Loans Advice | Best Buys | Loan Providers | Call Me Back Loans - EU Parliament promote competiton - 22/01/2008 The European Parliament voted this week to adopt new rules aimed at introducing more competition into the field of consumer credit in the hope of reducing the cost of personal loans. The new measures will affect 490 million citizens taking out personal loans worth between 200 and 75, 000 Euros, and currently have the backing of the EU member states, who, together with the European lawmakers, have equal say in the matter. The move means that prospective financial borrowers will have access to standardised information regarding personal loans, enabling them to compare what is available on the market with more ease. The aim of the new rules is to try and promote competitive borrowing within the market and therefore reduce annual rates of interest. The measures, approved by 695 votes to 7 also mean that, for the first time in many EU states, borrowers would have the right to draw back from a loan within the first 14 days as well as being able to repay the loan early if they so wished. Search over 500 loans to find you the best loan available in the market. Compare Now Loans Money Saving Tips Our tips can help you save when looking for a loan. Information Related News 04/04/2008 - Loan Credit Checking Insufficient . . Despite the current climate of financial instability, lenders fail to carry out sufficient credit... 29/03/2008 - EU investigates Visa . . The EU has begun an investigation into the charges made by Visa when a... 27/03/2008 - Rate cut likely due to credit crunch . . The Bank of England (BoE) is expected to cut the interest rate as the... Related Guides Secured Loans . What is a secured loan How much can I borrow on a secured loan How... Car Loans . What is a car loan What type of car loans are there How much will... Bad Credit Loans . What is a bad credit loan What types of bad credit loans are there ... Related Articles 22/04/2008 - Secured personal loans . . With the current financial pattern emerging in the British economy of late, as well... 22/04/2008 - Homeowner Loans and the Credit Crunch . . If you are looking for a loan at the moment and are worried that... Read More 21/04/2008 - 15 Million Brits Claiming Middle Class . . As many as 15 million people in the UK... 21/04/2008 - Choosing the right loan for your car . . When buying a new car, the vast majority of... More News RSS Feed THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPATMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT MISSING PAYMENTS WILL HAVE SEVERE CONSEQUENCES AND MAY MAKE OBTAINING CREDIT MORE DIFFICULT IN THE FUTURE. Only Finance.com - Banks defend their right to charges as preferred by public Latest Loans News - Banks defend their charges against the OFT, saying it's better than the alternative. Home Loans Mortgages Credit Cards Insurance Debt Compare Loans | Secured Loans | Loans Advice | Best Buys | Loan Providers | Call Me Back Loans - Banks defend their right to charges as preferred by public - 19/01/2008 The banks currently engaged in the legal action with the office of fair trading (oft) over alleged unfair charges are defending their actions as preferable to the alternative. Laurence Rabinowitz QC, defending the Royal Bank of Scotland, said the only alternative to overdrawn charges would be to charge on all transactions, a result no one would like. Mr. Rabinowitz prediction echoes warnings by Angela Knight, chief executive of the British Bankers' Association, that an OFT victory would have "consequences". Experts predict it could lead to the end of free banking for the millions of current account customers who stay in credit and who, therefore, do not currently incur charges. It is unsure what effect this would have on banks unsecured and secured loans. The OFT argue that bank overdraft charges fall foul of the 1999 regulations that govern unfair terms in consumer contracts and, if their legal action is successful, that they should be able to set the limit on the charges. Search over 500 loans to find you the best loan available in the market. Compare Now Loans Money Saving Tips Our tips can help you save when looking for a loan. Information Related News 22/04/2008 - Low interest loans for the poor . . A new scheme by the chief executive of National Australia Bank, Ahmed Fahour to... 21/04/2008 - Choosing the right loan for your car . . When buying a new car, the vast majority of us take out a loan... 18/04/2008 - Banks To Investigate Before Lending Money . . As secured loans grew by 7.4 billion and consumer credit lending also rose by... Related Guides Personal Loans . Personal loans are the most common types of loans taken out in the UK. Common... Secured Loans . What is a secured loan How much can I borrow on a secured loan How... Car Loans . What is a car loan What type of car loans are there How much will... Related Articles 22/04/2008 - Secured personal loans . . With the current financial pattern emerging in the British economy of late, as well... 22/04/2008 - Homeowner Loans and the Credit Crunch . . If you are looking for a loan at the moment and are worried that... 20/04/2008 - When Banks Take Out Loan for Survival . . 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