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Bad Credit Credit Creditres by Marta Lillo Bustos - Scripps Howard Foundation WireAlthough pleased with the President's leadership on saving Social Security, Republican congressmen said they can't solve the retirement program's problems until Democrats cooperate.

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Bad Card Credit Credit January 22, 2004 (SHFW) WASHINGTON - Although pleased with the President's leadership on saving Social Security, Republican congressmen said Wednesday they can't solve the retirement program's problems until Democrats cooperate.

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Bad Car Credit Loan But at the moment, they acknowledged, there is no genuine political dialogue between the two parties.Six Republican members of Congress discussed President Bush's State of the Union message about Social Security reform at a Capitol Hill news conference the day after the speech.

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Bad Credit Loan Mortgage The program faces a long-term deficit, and according to the Republican congressmen, time is running out.Bush proposed that younger workers be allowed to invest part of their Social Security taxes in the stock market.Democrats argue such a plan would cost the government more in the short term and that workers could lose their investments.

Auto Bad Credit Loan "This would help them create a nest egg for retirement and help save the system from future bankruptcy," said Sen. Lindsey Graham, S.C. "Most of us support the personal account."

Bad Credit Mortgage Refinance Rep. Sam Johnson, Texas, said, "Plain and simple: personal accounts increase the rate of return and, perhaps more importantly, give people a realistic impression of how much money there'll be for their retirement, rather than just an expectation that the government is going to take care of them."Graham also said that he was disappointed at the lack of enthusiasm during the president's speech when other Republicans clapped for the president's Social Security proposal but stayed seated.

Bad Credit Refinance The congressmen said they recognized that even some Republican members of both houses have not focused their efforts on reforming the Social Security system.The Democratic response to the State of the Union considered Bush's speech basically a question of priorities.

Bad Credit Mortgage Second "In his speech, the president asked us to double the budget of the National Endowment for Democracy, to make permanent the tax cuts already passed, and he asked us to use Social Security money to pay for it," said Senate Democratic Leader Tom Daschle, S. D.

Bad Credit Loan Student He also said that the American pension system needs to be strengthened and "Social Security benefits should be a guarantee, not a gamble."

Bad Card Credit As most Democrats have, Daschle says on his Web site that privatization would dig a "deep hole" in the system because "most private account plans would divert 2 percent of payroll tax revenues into private accounts and out of the Social Security Trust Funds."According to an October 2000 Century Foundation analysis, such a plan would require up to a 41 percent cut in benefits to maintain Social Security solvency.Daschle has also said that it is very unlikely that private accounts would earn enough to dig Social Security out of that hole. Average single-wage earners would still face 20 percent benefit cuts, with married couples and lower-wage earners doing even worse."Privatization is a bad idea," said Peter A. Diamond, professor of economics at the Massachusetts Institute of Technology.

Bad Credit Financing The Commission to Strengthen Social Security that Bush appointed last year said it would take $1 trillion to $2 trillion to make his plan effective. Because Bush doesn't want to raise taxes, his project is "make-believe," Diamond said.

Bad Credit Home Loan Mortgage "Without real money, there is no real privatization," Diamond said. He emphasized that if the government starts privatizing Social Security without enough money, the program will be destroyed.

Bad Credit Loan People "The elected Democratic officials naturally understand that it's not their place to lead on this issue," said Diamond because reforms must be bipartisan.Despite the controversy, Graham emphasized that Republicans and Democrats will get serious eventually and find a way to structure the transition costs to a reformed system.

Bad Card Credit Credit People "It's time to face up the reality. The gap is enormous and it's widening," said Sen. Jim Kolbe, Arizona. He urged his colleagues to speak about the need to reform the Social Security system.

Bad Credit Guaranteed Loan "The time of demagoging this subject for elections is over," said Rep. Nick Smith, Michigan.

Bad Credit Refinancing Smith said the idea is to concentrate both parties' efforts to discuss and pass a bill as soon as possible, but none of them expects legislation this year.Johnson objected to the Democrats' position, saying that "any type of tax-and-go plan to keep the system afloat only will sink Social Security."

Bad Credit Equity Home Loan "The 'do nothing' strategy advocated by some is a recipe for disaster. We have to make it work now," Johnson said.More than 44 million American seniors received Social Security payments in November, according to the Social Security Administration's Web site.

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