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The Internal Revenue Service has issued several consumer warnings on the fraudulent
use of the IRS name or logo by scamsters trying to gain access to consumers' financial
data in order to steal their assets. Fraudsters may use the IRS name because most
consumers recognize it, have had prior communication with or from the IRS (such as
receiving annual tax form and instruction packages) and have previously provided the
IRS some financial data (such as that contained on tax returns).

Bad Credit Credit Creditres As a general rule, the IRS does not send out unsolicited e-mails or ask for detailed
personal information. Additionally, the IRS does not ask people for the PIN numbers,
passwords or similar secret access information for their credit card, bank or other
financial accounts.

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Bad Consolidation Credit Debt Tricking consumers into disclosing their personal and financial data, such as secret
access data or credit card or bank account numbers, is identity theft. Such schemes
perpetrated through the Internet are called "phishing" for information.

Even as the Internet improves our lives, electronic threats from spam, borne viruses, fraud, identity theft, and other phishing scams are becoming more pervasive.

Bad Company Credit Repair The information fraudulently obtained is then used to steal the taxpayer's identity and
financial assets. Typically, identity thieves use someone's personal data to steal his
or her financial accounts, run up charges on the victim's existing credit cards, apply
for new loans, credit cards, services or benefits in the victim's name and even file
fraudulent tax returns.

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Bad Card Credit Credit Identity theft usually causes immediate financial losses for the victims, who may also
encounter lingering credit and other problems as a result of the identity theft.

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Bad Car Credit Loan Identity theft schemes take numerous forms. Identity theft may be conducted by e-mail
(phishing), standard mail, telephone or fax. Thieves may also go through trash looking
for discarded tax returns, bank records, credit card receipts or other records that
contain personal and financial information.

Allume Systems $29. Windows Item is in stock CD $7.95 icSpyware & Phishing Suite 4. Click to Order Tell a Friend Stop Spyware I.D. Theft Phishing Scams Keep your information private! "Phishing is a form of email scam that uses spoofed emails and web sites to get users to give them credit cards and account numbers as well as other sensitive information designed to steal their identity and their money."

Bad Credit Loan Mortgage When the IRS learns about schemes involving use of the IRS name, it tries to alert
consumers as well as authorities that can shut down the scheme, if possible.

Auto Bad Credit Loan The following are examples of recent schemes:

Bad Credit Mortgage Refinance * e-Mails claiming to come from tax-refunds@irs.gov, admin@irs.gov or other
variations on the irs.gov theme told the recipients that they were eligible to
receive a tax refund for a given amount. It directed recipients to claim the
refund by using a link contained in the e-mail which sent the recipient to a Web
site. The site, a clone of the IRS Web site, displayed an interactive page similar
to a genuine IRS one; however, it had been modified to ask for personal and financial
information that the genuine IRS interactive page does not require.

Bad Credit Refinance The Treasury Inspector General for Tax Administration (TIGTA) has reported that it
found 12 separate Web sites in 11 different countries hosting variations on this
scheme.

Bad Credit Mortgage Second * A bogus IRS letter and Form W-8BEN (Certificate of Foreign Status of Beneficial
Owner for United States Tax Withholding) asked non-residents to provide personal
information such as account numbers, PINs, mother's maiden name and passport number.
The legitimate IRS Form W-8BEN, which is used by financial institutions to establish
appropriate tax withholding for foreign individuals, does not ask for any of this
information.

Bad Credit Loan Student To protect against potential identity thieves, take the following steps:

Bad Card Credit * Be skeptical of communications you receive from sources you are not expecting. Verify
the authenticity of phone calls, standard mail, faxes or e-mails of questionable origin
before responding.

Bad Credit Financing * Do not reveal secret passwords, PINs or other security-based data to third parties;
genuine organizations or institutions do not need your secret data for ordinary business
transactions.

Bad Credit Home Loan Mortgage * Do not click on links contained in possibly questionable e-mails; instead, go directly
to the site already know to be genuine. For example, the only address for the IRS Web
site is www.irs.gov - any other variations on this will not lead to the legitimate IRS Web
site.

Bad Credit Loan People * Do not open attachments to e-mails of possibly questionable origin, since they may contain
viruses that will infect your computer.

Bad Card Credit Credit People * Shred paper documents containing private financial information before discarding.

Bad Credit Guaranteed Loan To report the fraudulent misuse of the IRS name, logo, forms or other IRS property, you may
contact the TIGTA toll-free hotline at 1-800-366-4484 or visit the TIGTA Web site.

Bad Credit Refinancing Those who think their identity has been stolen should visit the Federal Trade Commission's Web site
for information about how to handle the aftermath of identity theft.

Bad Credit Equity Home Loan Cal Golden is a volunteer tax preparer and webmaster of Tax Help Super Tips
For up to the minute information on how to get the most from your tax returns, visit his site now.

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