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It seems the trend for well dressed and stylish mums could be drawing to a close with the news that many mothers' wardrobes are seriously depleted as they spend all their funds decking out their tots in expensive clobber.

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Research from financial services company Mint has this week revealed that a whopping two thirds (68 per cent) of mums with children under three spend more money on their kids' clothing than they do on their own.

A friend in financial adversity A bad credit record can be a hindrance in getting loans. However, this is not an uncommon problem. Many people suffer from a history of Arrears, Defaults, CCJs and Bankruptcy. At Shakespearefinance, we help such borrowers avail bad credit loans to meet their financial needs. People suffering from adverse credit history and wanting to avail a large amount can take a bad credit secured loan by placing security against the loan.

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This research shows that the amounts which mums are currently spending to make sure their beloved child is the coolest cat at the nursery are by no means negligible with an average of £406 being spent on the miniature wardrobe each year. Over half of mothers (55 per cent) admitted to having a penchant for decking their beloved in the latest miniature trainers while over a third (35 per cent) go for the D&G or CK designer products.

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The research figures also revealed that more than half of mothers (52 per cent) have had to drop their designer dress purchases while 43 per cent are leaving make-up purchases by the wayside and nine per cent are ditching buying footwear.

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Jerry Toher, Mint managing director, said: "The financial pressures on modern mums are greater now than ever before without having to worry about budgeting for a baby's wardrobe."

Let's not mince words. Bad credit is tough. It’s debilitating. It’s frustrating. But when it comes to credit, hope springs eternal. There are ways to climb out of the bad debt trap and all of them involve managing your money wisely. A payday loan can be, in and of itself, a product for folks suffering from bad credit. While proponents of alternative products like credit cards, bank loans, etc. seek to take away the option of a bad credit payday loan, they miss the point entirely. A bad credit payday loan is sought after in some cases because the individual actually has bad credit. These “legitimate” businesses slam the door in the face of folks who don’t have acceptable credit scores, therefore the need and availability of short term cash made possible by the very existence of a bad credit payday loan goes unfulfilled.

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The research figures also revealed that more than half of mothers (52 per cent) have had to drop their designer dress purchases while 43 per cent are leaving make-up purchases by the wayside and nine per cent are ditching buying footwear.

At Mypaydayloan.com, the bad credit loans premiere lender, offers bad credit loans packages that are tailored to the specific needs of clients who have a bad credit history. Whatever your bad credit loans financial needs are and no matter how precarious is your bad credit report, at Mypaydayloans, bad credit loans providers, you can apply for as many bad credit loans as you feel like. Our professionally efficient bad credit loans staff is ever ready to answer all your bad credit loans queries.

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However, all is not lost for fashion-conscious mums as there are a number of lending solutions which allow people to quickly bridge the financial gap, covering unexpected temporary shortfalls and ensure both mother and child have a top-notch wardrobe. For some mothers, a "payday loan" can provide a useful short-term solution and possibly a means for mother and child to both look fashionable. While traditional loans may be the most suitable means of borrowing funds over a prolonged period of time, making repayments over several months or years, family finances can often require a quick fix solution to cover immediate expenses such as new clothes, electrical repairs, or unexpected general household bills, rather than getting tied in to ongoing endless lending agreements.

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The growth in recent years of specialist short term loan companies such as My Payday Loan, has shown that here is a very definite need for these types of payday loan solutions to help alleviate family financial pressures for brief periods, until the next payday, and that most consumers are able to borrow responsibly.

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Alison Nicholson, company director, said: "Debt only becomes a problem for people when they can't manage their repayments and the vast majority can, indeed three times as many people expect to reduce their debt burden over the next year than expect it to increase, which is good news."

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New figures from MyCallCredit released this week reveal that many UK consumers state they are happy with their levels of borrowing. The study showed that nine out of ten people in the UK expressed that they were comfortable with their debts and that they were remaining optimistic about their financial situation.

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Disclaimer:

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All information contained in this article, is for general information purposes in the UK only and should not be construed as advice under the Financial Services Act 1986.

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You are strongly advised to take appropriate professional and legal advice before entering into any binding contracts.

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