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Why We Collect Customer Information We collect customer information to identify you, confirm facts about you, help us assess requests for financial products and services, and deliver financial products and services to you. Customer Information We Collect We get customer information from a variety of sources, such as: bad credit credit creditres

• Information you, or others on your behalf, provide on applications and other forms, including identifying information such as name, address, telephone number, e-mail address and social security number and credit related information such as your assets, income, and liabilities. bad consolidation credit debt

• Information from your dealings and relationships with us, motor vehicle dealers and others, such as vehicle and vehicle financing information, services provided to you and how you perform on your outstanding credit obligations. bad company credit repair

• Information from consumer reporting agencies such as credit history and capacity. bad card credit credit

• Information from outside sources like motor vehicle dealers, employers, marketing firms and other sources, such as employment status and demographic data. bad car credit loan

Protecting Customer Information bad credit loan mortgage

Safeguarding customer information is important to us. We use systems, policies and procedures to maintain the accuracy of customer information and to protect it from loss, misuse, or alteration. Customer information is accessible by appropriate personnel who have a business need for the information . We provide training and communication programs to educate our personnel about the meaning and requirements of this privacy statement. auto bad credit loan

How We Use Customer Information We use customer information to meet your requests for financial products and services, administer accounts, develop new financial products and services and comply with legal requirements. We also use customer information to determine which products or services might be of interest to you. In striving to serve you, we sometimes share customer information with others so they may help us by providing services to us or by providing services on our behalf or jointly with us to you. We do not share information except as permitted by law. bad credit mortgage refinance

Sharing Information Within Our Family of Companies We may share the information we collect about present and former customers within our family of companies. Our family is the group of companies related to us by common control or ownership. We share information within this family as a normal part of conducting company business and offering products and services to customers. This sharing of information is limited. Shared information includes identifying information and information we get from our dealings with you and the relationship you have with us. We do not share customer credit information we collect from outside sources, such as credit reports within our family of companies. . bad credit refinance

Sharing Information With Unrelated Companies In order to provide you with the services you request and with other valuable financial products and services, we share customer information with unrelated companies - companies who are not members of our family of companies. This sharing allows us to: service accounts; provide the services or products requested; report our experiences; protect our business against fraud and unauthorized transactions; respond to governmental requests and regulatory requirements. We may also share information to offer financial products and services jointly with other financial service providers. bad credit mortgage second

We may share customer information about present and former customers with the following types of companies: bad credit loan student

• Select financial service providers who participate in joint marketing programs with us: such as motor vehicle dealers providing vehicle financing; and also others who provide products or services on our behalf such as insurance agents, brokers, or underwriting companies providing auto and other types of insurance. bad card credit

• Financial service providers and non-financial companies who provide services for us or on our behalf, such as companies that prepare account invoices or statements, help us service accounts, promote and market our products, provide computer and systems support and other services. bad credit financing

• Others, such as independent contractors or suppliers. bad credit home loan mortgage

Unrelated companies receiving customer information from us enter agreements with us to protect the information they receive before information is provided. These agreements also limit the use of the information to providing services we request. We do not share customer information with other companies unless an agreement to protect customer information is in place, except as otherwise permitted by law. bad credit loan people

Special Note We have an on-line policy that supplements the provisions of this privacy statement when applied to the Internet. Complete on-line privacy information is available at our web site here. Helpful Information If you wish to minimize the number of unsolicited calls received from marketers or unsubscribe from email marketing messages from us, make your preferences known. ?National Do Not Call Registry bad card credit credit people

To reduce the number of unwanted telemarketing calls, you can add your telephone number to the National Do Not Call Registry. Doing so will reduce the number of telemarketing calls received; it will not eliminate all calls. You may access the registry at: https://www.donotcall.gov/default.aspx or by calling 1-888-382-1222. bad credit guaranteed loan

Our Email Marketing Every time you receive an email marketing message from us, you are offered a choice to unsubscribe or opt-out of future email marketing messages from us. To make your choice known, simply click on the unsubscribe or opt-out box within the message. Your request will be sent to us electronically and will be honored within 10 business days of receipt. Additional Rights Some states may provide additional privacy protections under existing or future state laws. We are committed to complying with applicable law when we share customer information. bad credit refinancing

California Residents: In order to comply with California law, if your account has a California address we will not disclose information that we have about you with non-financial companies outside of our family of companies, unless otherwise permitted by law. bad credit equity home loan

Texas Residents: This lender is registered under the laws of the State of Texas and by state law is subject to regulatory oversight by the Office of Consumer Credit Commissioner. Any consumer wishing to file a complaint against this lender should contact the Office of Consumer Credit Commissioner through one of the means indicated below: In Person or U.S. Mail: 2601 North Lamar Boulevard, Austin, Texas 78705-4207. Telephone No.: 800-538-1579. Fax No.: 512-936-7610. bad credit loan payday

E-mail: consumer_complaints@occc.state.tx.us. Website: www.occc.state.tx.us. Vermont Residents: In order to comply with Vermont law, if your account has a Vermont address we will not disclose nonpublic personal financial information about you to nonaffiliated third parties, other than permitted by law, unless you authorize us to make that disclosure. Your authorization must be in writing or, if you agree, in electronic form. If we disclose information about you to nonaffliated third parties with whom we have joint marketing agreements, we will only share information about your name, contact information, and our own transactions and experiences with you. bad credit repair

Future Changes This statement updates and replaces any previous statements you may have received from us about the collection, use and protection of customer information. We may change this privacy statement at any time and if we do, we will notify you as required by law. Questions Call 1-800-879-9756 for answers to your questions about this privacy statement. Home | Products | Resources | Support | About Us | My Account bad credit home loan uk

My Account Roadloans - Auto finance made easy. Get a better auto loan direct from the lender. Call Us Toll Free 1-888-276-7202

?My Account Apply Now ?Home My Account Existing Customers New Customers Do you have an existing auto loan account with RoadLoans If so, login to access your account-specific information, view your payment history and much more. 2nd bad credit mortgage

Log-in Forget password E-mail your hint. If this is the first time accessing your account online, please Bad Credits Bad Credit to register and get your password. Register Here ?Home | Products | Resources | Support | About Us | My Account Copyright 2004 RoadLoans - All rights reserved. Privacy Legal RoadLoans 7711 Center Ave, Suite #100, Huntington Beach, CA 92647 bad credit loan unsecured

Roadloans - Auto finance made easy. Get a better auto loan direct from the lender. Call Us Toll Free 1-888-276-7202

?Product Information Apply Now ?Home Product Information Shop like a cash buyer from any franchised dealership in your state of residence. Learn more | Apply Now! Love your car but not the payments Get your payments lower today. bad consolidation credit loan

Our agreement with RouteOne demonstrates our continued commitment to the Internet channel as a critical driver of automotive finance, expressed Jon Samsel, vice-president of e-commerce and marketing for Triad Financial Corporation. RouteOne will enable us to conduct business electronically in a way that will bring all parties increased efficiencies and convenience. bad credit home loan new

We re really pleased that Triad Financial has decided to sign-up for RouteOne s system, said Mike Jurecki, chief executive officer of RouteOne. Triad s partnership with RouteOne underscores our commitment to provide auto finance options that span the entire credit spectrum. U.S. auto dealers will now have even greater choices using the RouteOne online destination. bad business credit loan

About Triad Financial Triad Financial Corporation, a wholly owned subsidiary of Ford Motor Credit Company (NYSE: F), specializes in non-prime auto financing. With a strong foundation in the automobile industry, over 1, 300 employees and more than $3 billion dollars in auto receivables, Triad provides innovative solutions and distinctive customer service to over 7, 500 new and used car dealerships throughout the United States. Triad is headquartered in Huntington Beach, California and has regional offices in North Richland Hills, Texas and Margate, Florida. For more information, visit www.triadfinancial.com. bad credit lender mortgage

About RouteOne Established in April 2002, RouteOne LLC is a joint venture formed by DaimlerChrysler Services, Ford Motor Credit Company, General Motors Acceptance Corporation and Toyota Financial Services to improve the credit application process for automobile dealers, their customers and participating financial institutions. The joint venture is developing a Web-based system that will enable dealers and their finance sources, including captive finance companies, banks and other financial institutions, to exchange credit application and decision information online. More information is available at www.routeone.com. bad credit home loan mobile

For more information visit www.triadfinancial.com CONTACT: Triad Financial Corp., Huntington Beach Corporate Communications Rebecca Tann, 714-799-5210 Director of Communication Planning Back to the Newsroom Home | Products | Resources | Support | About Us | My Account bad cash credit loan

Press Room Apply Now Home About Us Press Room TRIAD FINANCIAL CORPORATION ANNOUNCES $911 MILLION ASSET-BACKED SECURITIZATION HUNTINGTON BEACH, CA - March 28, 2003 - Triad Financial Corporation, one of the nation s leading non-prime auto finance companies, closed a $911 million offering of asset-backed securities, backed by car loans, on March 26. The offering is guaranteed by bond insurer Ambac Financial Group Inc. (NYSE:ABK). Deutsche Bank Securities was the lead manager on the transaction and co-managed by Banc of America Securities LLC, Credit Suisse First Boston and Salomon Smith Barney. bad credit loan private

The company uses proceeds from securitization transactions to provide long-term financing of automobile retail installment contracts. The following are terms and conditions of Triad Auto Receivables Owner Trust 2003-A : Class A1 Issue Amount: $200 mln Average Life: 0.23 year Price Spread: 3-month Libor minus 2 bps Price Guidance: 3-month Libor minus 1 bps area Ratings: Aaa (Moody s), AAA (S P) bad card credit debt

Class A2a (fixed-rate) Issue Amount: $177 mln (original $138 mln) Average Life: 1 year Price Spread: Eurodollar futures + 19 bps Price Guidance: Eurodollar futures + low-20s bps area Yield: 1.603 pct Class A2b (floating-rate) Issue Amount: $100 mln (original $138 mln) Price Spread: 1-month Libor + 9 bps Price Guidance: 1-month Libor + 10 bps area Coupon: 1-month Libor + 9 bps Class A3 (floating-rate) bad business credit loan small

Issue Amount: $228 mln Average Life: 2 years Price Spread: 1-month Libor + 19 bps Price Guidance: 1-month Libor + 20 bps area Class A4 (floating-rate) Issue Amount: $206 mln Average Life: 3.07 years Price Spread: 1-month Libor + 36 bps Price Guidance: 1-month Libor + 30 bps area About Triad Financial Triad Financial Corporation specializes in non-prime auto financing. With a 14 year history of providing a strong foundation in the automobile industry, over 1, 300 employees and more than $3 billion dollars in auto receivables, Triad provides innovative solutions and distinctive customer service to over 7, 500 new and used car dealerships throughout the United States. Triad is headquartered in Huntington Beach, California and has regional offices in North Richland Hills, Texas and Margate, Florida. For more information, visit www.triadfinancial.com or call 1-888-577-8532. bad bankruptcy car credit loan

Media Contact: Laura Buser Triad Financial (714) 799-5210 lbuser@triadfinancial.com Back to the Newsroom Home | Products | Resources | Support | About Us | My Account Copyright 2004 RoadLoans - All rights reserved. Privacy Legal RoadLoans 7711 Center Ave, Suite #100, Huntington Beach, CA 92647 bad credit instant loan

Press Room Apply Now Home About Us Press Room TRIAD FINANCIAL JOINS DEALERTRACK AUTO FINANCE PLATFORM -- Triad s Automated Application Management Allows Auto Dealers To Conduct Business When and Where They Want -- Huntington Beach, CA, and Melville, NY, April 14, 2003 - Triad Financial Corp. is now live on the DealerTrack Web-based auto finance platform - giving automobile dealers another way to simply and quickly secure loans for their customers. bad credit equity loan

Through DealerTrack, a leading Web-based auto finance platform, Triad s dealer customers now can submit loan applications online, receive electronic booking notification, and access real-time application data. bad credit georgia home loan

Our aim is to make doing business with Triad as easy as possible, said Jim Landy, president and CEO for Triad. That includes leveraging available technology to help our customers conduct business where and how they want. application bad card credit

Landy noted that DealerTrack does just that. The automated platform enables our dealers to easily do business with Triad anytime, anyplace in an extremely efficient manner, he said. By joining the DealerTrack platform, Triad is underscoring its commitment to both simplify and accelerate the financing process for all of its dealers, said Mark O Neil, president and CEO of DealerTrack, Inc. We look forward to playing an important supporting role in the business of Triad and its customers. bad credit home loan va

Triad s 7, 500 auto dealers from across the country can now access the company s competitive financing programs on DealerTrack, 24-hours a day, seven days a week. In operation since early 2001, the DealerTrack platform is now processing more than 1.5 million credit applications per month. bad credit home loa

About DealerTrack: With over 19, 000 dealers and 26 lenders currently connected, DealerTrack is North America s premier independent Web-based platform that automates and accelerates the entire dealer-to-lender relationship, from financing to daily information sharing. The DealerTrack platform features integration with top dealer management systems and enables application processing, credit bureau access, electronic contracting and lease comparisons-all in one easy-to-use, integrated solution. More information on DealerTrack is available at www.dealertrack.com or by calling 877-357-8725. bad car credit loan new

MEDIA CONTACTS: Laura Buser Triad Financial 714-799-5210 lbuser@triadfinancial.com Stacey Chosed DealerTrack, Inc. 631-486-1696 stacey.chosed@dealertrack.com Kevin Acocella CooperKatz (for DealerTrack) 212-455-8076 kacocella@cooperkatz.com Back to the Newsroom Home | Products | Resources | Support | About Us | My Account bad credit home loan really

Press Room Apply Now Home About Us Press Room TRIAD FINANCIAL BOLSTERS OPERATIONS TEAM WITH TWO AUTO FINANCE INDUSTRY VETERANS -- Daniel Leonard and Dennis Morris join the non-prime auto financing specialist -- HUNTINGTON BEACH, CA - May 30, 2003 - Triad Financial Corp. today announced the addition of two finance industry veterans to its operations management team. Dennis Morris joins the company as Chief Credit Officer (CCO) and senior vice president of Sales and Production, and Daniel Leonard takes on the new role of senior vice president, Portfolio Management. Both Morris and Leonard report to Triad CEO Jim Landy. bad credit fix

We re pleased to have Dennis and Dan join the Triad team, said Jim Landy, Triad Financial CEO. Both have proven track records in the auto finance industry and bring exceptional experience in operations management. Their contributions will further strengthen our world-class operations team. bad credit down home loan

Morris, 38, brings more than 15 years experience in the automotive finance industry. As Chief Credit Officer and senior vice president of Sales and Production, he will direct Triad s credit strategies and practices. In addition, Morris will oversee the company s sales and marketing initiatives. Morris joins Triad from Household Automotive Finance Corp., where he was group director, Risk Management and CCO. His vast industry experience also includes senior management positions at WFS Financial, American Honda Finance Corp. and Nissan Motor Acceptance Corp. Morris earned a bachelor s of science in Business Administration from San Diego State University. bad credit lender

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