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Read our top tips for getting a cheaper car insurance quote,
then compare quotes from over 60 motor insurance companies...
Car
Top tips for getting a cheaper car insurance quote
Car Insurance
Fit an alarm
Fit an approved alarm and immobiliser, such as a Thatcham 1 or
Thatcham 2. All improvements to security should help to lower your
car insurance costs. Some insurers could even insist on
sophisticated tracking devices before they will insure expensive
cars.
Change your excess
Change the excess you are prepared to pay on any claim to reduce
the premium. With voluntary excess the more you are willing to
cover yourself in the event of an accident the lower your premium.
Check your mileage
Check your mileage to make sure you are not paying extra for miles
you are not covering in your car. If, for example, you change jobs
and have a shorter commute to work you could be saving money. Try
and work out how many miles you will genuinely cover - but don't
get it wrong as inaccuracy could jeopardise your claim.
Minimise your optional extras
Only select to have a courtesy car or legal expenses if you really
need them, as they may increase your premium. The less your motor
insurance company has to provide in the event of an accident, the
lower your costs.
Be careful where you park
Keep your car parked in a locked garage overnight if you can - this
can help reduce the premium. More than 50% of vehicle thefts occur
during the night so if your car is safely locked away it makes
sense that your insurance costs will be reduced as a consequence.
If you don't have access to a garage, then parking on a driveway is
generally considered a lower risk than parking on the road. It's
less likely that vandalism, theft or accidental damage will occur
when you're off the highway.
Pass Plus
If you're a new driver looking to get your first car and car
insurance we'd highly recommend that you take your Pass Plus in
order to reduce your premiums. The Pass Plus certificate can only
be obtained within the first year of passing your practical driving
test.
You'll be taking 6 lessons where you'll become competent in the
following areas:
- Driving in town
- Driving out of town
- Driving in all Weathers
- Driving at night
- Driving on a dual carriageway
- Driving on a motorway
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