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How To Get The Best Rates On Your Current Credit Cards
Michael Knowles

Bad Credit Credit Creditres So you've got a few credit cards, and you're quite happy with them overall. Still, wouldn't it be nice to save a little money on interest? It all adds up over time, and more quickly than you'd think. If you're a good customer, you'd be surprised how easy it is to get a better rate.

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Bad Consolidation Credit Debt Pay on Time, But Not Everything
The most desirable customers for the credit card companies are the ones who make a payment on time every month - but don't pay off the whole balance. After all, running no balance every month means that you pay no interest, and the company makes no profit. If you keep up the pattern of running a relatively small balance each month, then the companies will start falling over themselves to offer you better interest rates.

Do you have bad credit Compare loans, credit cards and mortgages designed for people with a poor (adverse) credit rating...

Bad Company Credit Repair Threaten to Go to Their Competitors
Have you ever noticed that it seems like every company offers a credit card? That makes the credit card industry extremely competitive. Collect ads and offers for better rates than your company has given you, and then phone them up and tell them all about it. A good rouse is to start the conversation like this:

Having trouble finding a credit card We have a product specifically designed for people who have a bad credit rating.

Bad Card Credit Credit "Them: Hello, what can I do for you today?
You: Oh hi, I was just calling to ask if there's anything that you need to do to transfer my balance to this new card I'm getting?
Them: Well. may I ask what card that is?
You: Oh, I got the offer in the mail this morning. [Tell them all about the great interest rate and everything. You could even make things up - they won't know].
Them: And you've accepted that offer?
You: I'm just about to, yes.
Them: Well, hang on. we might be able to offer you a better rate on the card you've got."

Unfortunately, credit card companies offering lower typical APRs (Annual Percentage Rate) tend to have stricter credit check systems and are more likely to reject your application. With the uSwitch.com credit card comparison service you can compare the credit cards available that will accept applications from people with poor credit check results (or credit ratings). This will save you the hassle of having your applications rejected, which can also show up as a bad sign in future credit checks.

Bad Car Credit Loan The trick is in getting the company to think you're just another fool who responds blindly to advertising, and they're in danger of losing you as a customer. Don't whine about how you're such a good customer. They already know what kind of customer you are, but they definitely want you to stay their customer.

John Lewis Plc offers credit cards to UK customers. To find out if a credit card from John Lewis Plc is the best card for you use uSwitch.com%š credit card comparison service. This compares hundreds of credit cards to find the best deal for you. Tell us what you%™e looking for, and we%’l match your needs with the best card out there to save you money on interest payments or get you a good introductory rate.

Bad Credit Loan Mortgage A fun alternative is to phone your current company, get an offer from them, and then phone around more and try to get them to beat it. Once it's beaten, call your company back and let them know. Drive a hard bargain, and be prepared to walk away (well, hang up). If you turn down their so-called 'best offer', hang up and wait half an hour, there's a good chance that you'll get a call offering you a better one!

Auto Bad Credit Loan It isn't just on credit card companies that these tricks get results. It works because it costs a company so much to get a new customer (the 'cost of acquisition'), and so it's cheaper for them to offer you a better deal, just to keep you. Try it with your Internet Service Provider (ISP) sometime.

Bad Credit Mortgage Refinance Copyright 2005 Michael Knowles
www.freedomisyoursonline.com
You may use this article on your website if you keep my copyright on it or you may link directly to my free reports page at http://www.freedomisyoursonline.com/freereports.html

Bad Credit Refinance

Bad Credit Mortgage Second I run several websites with lots more in development. My favorite subjects are computers and internet marketing. I also have my own article directory website at http://www.postyourarticles.com. Come by and post your articles at my site for FREE

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